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What are the signs of storm damage?

Dec 9

A storm can cause a lot of damage to your home. You need to be aware of what you should do and when.

Determine the extent of storm damage. This will determine whether your insurance company is willing or unable to pay for repairs. For a more severe loss, you can contact

Natural gas and electricity

An electricity distributor might be able to pay you compensation if you are not aware of the situation.

Your energy company should be contacted by your electricity distributor. If you suspect there may be a gas leak, contact your electricity distributor immediately.

Personal effects

It's possible your passport or other important documents were damaged, destroyed, or lost in the storm.

Contact your home contents insurance if other belongings like clothes, laptops, or notebooks have been damaged or lost. In some cases, your insurer might ask you to inspect the damaged items.


You must photograph or film storm damage to your house if you wish to get a settlement from your insurance company. Take pictures of carpets that have been flooded.

You should take photographs or film the carpets while they are still wet. Carpets can shrink, making it difficult for insurance companies to determine the extent of storm damage.

The roof’s eaves

Roof damage insurance claims are very expensive due to the vulnerability of your roof to weather. Insurance companies will need proof that storms caused damage rather than normal wear and tear.

Tree branches may be removed.

Inspect the trees to determine if they are in danger. You may be able to do some things yourself.

If you're like Kim Wilde and Alan Titchmarsh, you may be able to trim dead or hanging branches. Your home may be at risk.

Roof tiles and slates can easily become damaged.

While you may think that wind damage to your roof can be repaired, the homeowner's policy might not cover it all. Wind damage to a roof that has been damaged by wind is not covered by homeowner's insurance.